Mt. Hood Insurance™ FAQs

Yes, getting a life insurance policy when you are young and healthy is the best time to buy because you can lock in your rate, and the older you get, the more expensive life insurance becomes.  It’s also a good idea to consider buying a policy for your children or grandchildren that you can gift to them when they are older.

Category: Life Insurance

Not exactly, the coverage amount they provide you varies depending on whether you have a passenger at the time of loss.  Also, some auto policies will not extend coverage for persons driving for hire.  Just give us a call and we can discuss your specifics.

Category: Car Insurance

Yes, any time you add on to your home or change the initial risks we discussed, we should have a conversation to make sure you are covered properly.

Category: Home Insurance

Not exactly, most homeowners policies only offer a limited amount of coverage for items off premises.

Category: Home Insurance

If you have an active full coverage auto policy and are adding or replacing a vehicle then most policies will extend coverage temporarily.  But remember to call us the next business day and add to it your policy.

Category: Car Insurance

Wrong.  The owner of the vehicle is responsible to carry the insurance for their vehicle, so make sure any vehicle you drive is covered.

Category: Car Insurance

With most carriers if you have a full coverage vehicle on your policy, the same coverage and deductibles would extend to cover you when renting a car while on vacation. So as long and your limits and deductibles are satisfactory to the rental company, you would not need to purchase their extra insurance.

Category: Car Insurance

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